Effective Coverage is Now LeaseTrack!

Real Live People

Bots are nice and all, but sometimes you want to talk to a real live human. Sure, you can message us, but we understand it’s nice to pick up the phone and talk to someone. We have agents available seven days a week for your convenience.

Bind Online

You want to buy insurance and move on with your day, we get it. That’s why we’ve made it possible to purchase a policy completely online. It’s a breeze and you can have a quote in just seconds. Get started below!

Our Customers Love Us

We’ve been around as a digital insurance provider for over a decade. In that time we’ve become seasoned professionals at customer service. Each rave review we get fills us with pride and motivates us to keep innovating. 

Get a Quote Online

Upload Proof of Coverage

Upload your proof of insurance below! If you have a policy through LeaseTrack (Effective Coverage) your proof has been automatically submitted.

Why LeaseTrack?

Policies Issued
3000 +
Seconds Saved
0 M
Average Savings
0 %
Certificates Tracked
500000 +
Claims Paid
$ 0 M

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Operating Hours

Weekdays (Monday-Friday): 9:00 am – 8:00 pm EST

Saturdays: 10:00 am – 5:00 pm EST

Holiday Hours: 10:00 am – 5:00 pm EST
Memorial Day, 4th of July, Labor Day, Day after Thanksgiving

Thanksgiving Day: Closed

You can also reach us using the form below.